• Lydia Walker

Compound Interest: Materialize Your Dreams

Updated: Apr 21

Compound Interest



The beautiful thing about life is, it’s your life. Especially in America, the land of opportunity, you have real choices. If you make up in your mind that you are going to do something, then chances are you can do it. I’m not saying if you don’t have legs your going to be walking up a mountain, unless you decide to get into robotics and biotechnology and make you some artificial legs and then bam, you’re actually walking up that mountain! You can actually put your mind to a lot of limiting factors in your life, but the question is how much effort are you willing to put in it? I’m not saying that there aren’t hurdles or limitations in life, but what I am saying is, most things that you want in your life, you can achieve with your mind. There are so many people out there spreading the word, that thoughts are things, thoughts are chemical/electrical energy that when focused and directed, they can make things materialize.


But the hard part is the work, and the consistency. If you haven’t heard of the 10,000 hour rule, here it is, if you want to be the best at something in the world, you have to put in 10,000 hours. What does that mean? Well, that means 1 hour a day for 27 years will get you there, or if you are professional athlete, 4 hours a day for 7 years will get you there, but I don’t know many 11 years old who want to put in 4 hours a day at anything in hopes that they will become the best at 18 years old (there are a few crazy parents out there that have made this happen). It takes a lot to become the best in the world. Arnold Schwarzenegger talked about the amount of work that he put in, in order to be the best. He put in hours a day for years, and you will hear similar stories from the greats. But what if you just want to be able to support your family, pay off student loans, send your kids to school, and retire with your partner on a budget?


Well, this is what I have to say, to all, whether you what to be a professional athlete, or you want to be a high middle-class America, or the best hippy gardener who is the most environmentally friendly on the planet, your efforts and work will only pay off after time. There are no shortcuts to success, and you must pay the price of mental focus and effort. If you want to learn how to retire well, you need to learn about retirement plans, if you want to learn how to beat a world record, you better start doing your research, and applying it.


This is what get’s most people, it sure has gotten me several times, analysis paralysis. People will read, and they will study, and ask questions, but then they never move out of fear. Fear of failure, but let me tell you about failure, failure is the road to success. Raw talent is great, but hard work beats raw talent every day. Well, what does this all have to do with compound interest? All of it, your efforts will always be compounded if they are consistent, and that includes bad habits too. You consistently eat bad, you are bound to have adverse effects on your body, one way or another, and this goes with any bad habit.


I highly recommend the book “Compound Interest”, and it talks about a man who started young, but instead of comparing your life to his, just look at yourself, and say, where can I start, what are my goals, and what does it take to get there? So many people, I feel walk around in a haze, just trying to survive and enjoy life, but don’t really sit and think about the things they want in life. But! I dare you to sit down, and really think about what is important to you, and then offer the next 10 years to accomplishing that goal, I bet, you will never be the same again. Now come on and BeeTheChangeOverTime with me!

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